- 0% Credit Cards
- Balance Transfer Cards
- UK Credit Cards Guide
- Compare UK Credit Cards
- Bad Credit Cards
- Cashback Credit Cards
- Gold Credit Cards
- Platinum Credit Cards
- Business Credit Cards
- Charity Credit Cards
- Student Credit Cards
- Secured Credit Cards
- MBNA
- Alliance & Leicester
- Barclaycard
- Capital One Platinum
- BT
- Nectar
- Virgin
- Capital One
- Halifax All in One
- HSBC
- Egg
- Post Office
- British Airways
- Amex Gold Business
- AA Credit Card
- American Express
- Vanquis
- Mint
- Virgin Atlantic
- Lloyds TSB
- Best Credit Cards
- Best Balance Transfer Credit Card
- Best Credit Cards for Purchases
- Best Cashback Credit Cards
- Best Standard Rate Credit Cards
- Visa or MasterCard
- Free Credit Report
- Balance Transfers
- Balance Transfer Fees
- Why Have a Credit Card?
- Student Tips for Building Credit
- Avoiding Credit Card Fees
- How To Eliminate Credit Card Debt
- Smart Spending with Rewards Credit Cards
- Disclaimer
- Choosing Credit Cards
- Rewards Credit Card
- Student Credit Card
- Identity Theft
-
Oxfam
Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world.
-
Unicef - for every child
UNICEF is the driving force that helps build a wor...
-
The Red Cross
The Red Cross, a humanitarian organization led by ...
- Credit Card News
- Most Popular News
Christmas caution advised by expert
Consumers have been warned about getting into too much debt over Christmas
More families to be hit by fuel poverty this Christmas
More and more families are falling into fuel poverty
Balance transfer credit card deals vanish due to credit crunch
Consumers are finding it more difficult to obtain a balance transfer credit card
Britain united by the credit crunch
The credit crunch will bring Britain together, a spokesperson for the Centre for Equality and Diversity says.
Women feel burden as financial crisis takes toll
The tendency of women to involve themselves more heavily in financial affairs is placing them under greater strain.
Virgin Atlantic Credit Card Review
Summary
The Virgin Atlantic credit card is an American Express card with a difference. Virgin Atlantics popular frequent flyer scheme - Flying Club allows you to collect Flying Club miles to earn free flights and upgrades on Virgin Atlantic flights. And with the Virgin Atlantic credit card - you can earn those rewards even faster. There are 2 Virgin Atlantic cards - the white card and black card.
The white card offers 0% on balance transfers for 6 months and a standard APR of 17.9%. You earn 1 flying club mile for every Pound spent on the card and 2 Flying Club miles for every Pound spent with Virgin Atlantic or Virgin Holidays. And to get you off to a good start you get 3,000 miles the first time you use your card.
The black card offers 0% on balance transfers for 6 months and a standard APR of 37.1% (This includes an annual fee of £115 - the variable rate for purchases is 18.9%). You earn 2 flying club miles for every Pound spent on the card and 4 Flying Club miles for every Pound spent with Virgin Atlantic or Virgin Holidays. And you get 6,000 miles the first time you use your card.
Both cards offer a complimentary companion reward flight and a Premium Economy reward upgrade when you get to set spending limits.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 6 Months |
| Introductory Purchases | n/a |
| Monthly Rate | n/a |
| Period | n/a |
| Standard APR | 17.9% (White) 37.1% (black) |
| Monthly Rate | 1.456% |
| Cash Advance APR | 20.9% |
| Cash Advance Fee | 2% (Min £2.50) |
| Minimum Payment Required | 2.25% (Min £5) |
| Annual Fee | (£115 black card) |
| Loyalty Points | Flying Club Miles |
| Travel Accident Insurance | £100,000 |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other Virgin Atlantic Credit Card Features and Benefits
- Apply Online
- Earn free flights and upgrades
- Free Companion Voucher
- Free Premium Economy Upgrades
Virgin Atlantic Credit Card Verdict
The Virgin Atlantic Credit card is one of the best airline credit cards available. With good added value incentives like free premium economy upgrades you could earn some valuable rewards