Credit Card Expert

Mint Credit Card Review

Summary

Mint Credit Card

The Mint credit card is the new card from the Royal Bank of Scotland that is being heavily promoted on TV at the moment and is attracting a lot of attention due to the innovative new shape of the credit card - the curved edge (called the MC2  card design).  This along with a funky design and a "minty" cool new name mean many people are interested in this new product. There are 4 variations of mint card - Mint Card, mc² Card , Mint Gold Card and the Mint Platinum Card.

At the moment they are offering an excellent rate of 0% for 13 months on balance transfers  and 0% on purchases for 6 months.  You also get a bonus 0% offer in your second year.  The standard rate of 12.9% APR is also very competitive.  The added value features are also impressive with up to 56 days interest free credit accont management online and by text and special Mint offers. 

Details

Introductory Balance Transfers0%
Monthly Rate0%
Period13 months
Introductory Purchases0%
Monthly Rate0%
Period6 months
Standard APR12.9%%
Monthly Rate1.167%
Cash Advance APR24.47%
Cash Advance Fee2.5% (Min £2.50)
Minimum Payment Required2.25% (Min £5)
Annual FeeNone
Loyalty PointsNone
Travel Accident InsuranceNone
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other Mint Credit Card Features and Benefits

  • Unusual card design
  • Good rates
  • Impressive benefits

Mint Credit Card Verdict

The Mint credit card is an excellent proposition. Although the unusual card shape is a bit gimmicky it does add a dose of colour to an otherwise boring credit card industry. However, the product itself is excellent value and with the marketing campaign for this product in full swing it is sure to be one of the most popular cards in the UK.








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