Best Credit Cards for Purchases

While many of us use credit cards to transfer balances and earn points for rewards the main reason for having a credit card if the ability to use it to buy things.

Whether you use your credit cards to purchase your weekly shopping or for larger items, or even when going abroad, credit cards are very useful indeed.

In fact when buying expensive goods it can often be a distinct advantage to buy using a credit card. When you pay for goods or services with a credit card, the company who issued that card is jointly liable with the retailer for the quality reliability of the goods and the retailer itself. As we have seen many times if a retailer goes out of business and you have paid for goods with them via a credit card which will not be delivered, the credit card issuer has a legal obligation to return the money, or the goods to you.

With the 0% offers available purchases on credit cards now they are often a much more attractive proposition than store finance or a loan./ typically you can get 0% for 6 months on anything you buy whether it be 1 large purchase or lots of smaller ones at different stores you can easily spread the payments and pay no interest. Always beware though if you don't or cant pay off those debts within 6 months you will be charged the full standard rate on everything you bought. If you think you may not be able to repay all the debt within 6 months why not bookmark this page? We list lots of 0% offers and keep them constantly updated so you can find a new credit card to switch the balance too and continue paying no interest?

Barclaycard Credit Card

Barclaycard - The UK's Favourite credit card is now even better. With a fantastic introductory rate of 0% on balance transfers for 14 months. Not only that but you also get 0% for 3 months on purchases and a standard rate of just 14.9% APR. This on top of all the usual benefits Barclaycard are known for, like, no annual fee, free purchase protection, free price promise and 12 month extended warranty.

Barclaycard Credit Card Review
Egg Credit Card

The Egg credit card offers 0% on balance transfers for up to 15 months AND 0% purchases for up to 3 months . So anything you buy or any existing debt you have can be transferred and you pay no interest! The standard interest rate of only 16.9% is one of the most competitive on the market. . You can apply online and manage your account online 24hrs a day. What are you waiting for?

Egg Credit Card Review
Halifax All in One Credit Card

Halifax are on of the most competitive banks on the high street, after all who gives you extra? Their latest credit card is the Halifax All in One Card. The introductory rate is just 0% and that applies not only to balance transfers but on anything you buy and lasts for a market leading 10 months. The standard rate of 15.9% APR is also one of very competitive.

Halifax All in One Credit Card Review
Mint Credit Card

The Mint credit card has a new funky curved design and offers great rates - 0% on balance transfes for 13 months and 0% on purchases for 6 months. The standard rate is just 12.9% APR. Apply now!

Mint Credit Card Review
Capital One Platinum Credit Card

The Capital One Platinum credit card offers some market leading interest rates in a very attractive package. You get 0% on balance transfers until October 2009 and 0% on purchases until October 2009. The standard rate is one of the best available 15.9% APR (variable) making this a really great deal.

Capital One Platinum Credit Card Review